Green Lending Akron – Your Local Mortgage Experts for Purchase & Refinance
Manny is the Branch Manager and Mortgage Loan Officer at Green Lending – Akron, where he brings nearly a decade of lending experience to help clients secure home financing with confidence. He specializes in fast closings, creative financing solutions, and transparent communication—serving first-time buyers, investors, and homeowners alike.
Manny holds a bachelor’s degree in Media Communication and a Master of Business Administration (MBA) from Indiana Wesleyan University. His educational background sharpened his ability to simplify complex financial concepts, communicate clearly with clients, and deliver practical solutions to unique mortgage challenges.
Outside of work, Manny is leisure golfer and a devoted family man who enjoys quality time with his wife and children. His approach to mortgage lending is rooted in faith, family values, and a commitment to helping others build wealth through homeownership.
Professional Affliations:
PROUD EXCLUSIVE MORTGAGE PARTNER of KENT STATE ATHLETICS
Loan Programs We Offer
We offer a wide range of mortgage options to meet your goals
Home Purchase Loans
First-Time Homebuyer Programs
FHA, VA, and USDA Loans
Conventional Fixed & Adjustable Rates
Down Payment Assistance
Investor Financing
DSCR (No Income Documentation)
Short-Term & Long-Term Rental Financing
No 6-Month Seasoning Refinance
Foreign National
Refinance Options
Lower Your Rate
Home Equity/Debt Consolidation
FHA/VA Streamline Refinance
Renovation & Construction Loans
FHA 203(k)
Conventional Renovation
Ground-Up and Fix & Flip Loans
Download the Homebuyer App
Track loan status
Scan and upload documents
Compare loan payments and options
How much can I afford?
This calculates the estimated monthly cost based on loan amount, down payment, and other options.
What Our Clients Say About Us
It was a very difficult loan, Emmanuel found a way to resolve the issue and we closed on time, it was like a miracle! He did a Great job, very solution-oriented loan officer, highly recommend!
I’ve worked with Manny and he is simply your go to guy for mortgage solutions.. He’s very knowledgeable and capable, he provided solutions that gave me and my family peace. Green Lending is where you want to go and I’m definitely coming back.
I’ve worked with Emmanuel for over a decade now. He is completely transparent, patient and takes the time to make sure everything is understood on the clients’ end. There is no one else I trust more!
From the moment I reached out to Emmanuel, he was very responsive and attentive to my needs and concerns. He took the time to thoroughly explain different loan options, interest rates, and repayment terms, ensuring that I fully understood each aspect before moving forward
Emmanuel helped me and my wife throughout the process with every little step. He explained the whole process perfectly and any questions that came up he answered them right away for us. He made the process very easy and stress free. I will definitely recommend him to all my friends and family!
Very knowledgeable and so patient to work me through the process of mortgage lending with quick and fast response to all my questions.
Let's talk
Ready to apply or looking for a home loan quote? Get started today in just a few minutes!
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FAQ
It depends on the loan program. FHA loans require as little as 3.5% down, VA and USDA offer zero down payment, and conventional loans can start at 3% down for first-time buyers. I’ll help you find the option that fits your budget.
Yes, we offer a variety of down payment assistance programs, including a 0% down payment option for qualified borrowers. These programs are designed to help first-time buyers, low-to-moderate income earners, and those purchasing in specific areas. Depending on your eligibility, you may receive grants or forgivable loans to reduce or eliminate your upfront costs. Contact us to see which option best fits your situation and start your path to homeownership with less out of pocket.
We work with credit scores as low as 580 for FHA loans—or 500 with a 10% down payment. Conventional and DSCR loans typically require a 620+ score, but I’ll walk you through your options no matter where your credit stands.
Foreign Nationals? No U.S. credit score is required—we have solutions designed just for you.
A DSCR (Debt-Service Coverage Ratio) loan qualifies you based on a property's
rental income—not your personal income. It's ideal for investors looking to scale without income documentation.
One of our special programs even allows you to refinance immediately after a flip—no 6-month waiting period required.
A 2-1 buydown and 3-1 buydown are temporary interest rate reduction programs that lower your monthly mortgage payments for the first few years of your loan.
A 2-1 buydown reduces your interest rate by 2% in year one and 1% in year two before returning to the full note rate in year three.
A 3-1 buydown lowers your rate by 3% in year one, 2% in year two, and 1% in year three, with the full rate starting in year four.
These programs are often funded through a seller credit, making them a powerful tool for buyers who want lower initial payments while expecting future income growth or interest rate drops. It's a smart way to ease into your mortgage and potentially refinance before the full rate kicks in.
Depending on your loan type, you may be able to roll certain costs into your mortgage—such as renovation expenses on a 203(k) loan, upfront mortgage insurance on FHA, the VA funding fee on a VA loan, or closing costs on a USDA loan if the appraisal value allows. However, with most standard purchase loans, closing costs typically need to be paid out of pocket unless covered by seller credits.
About
At Green Lending, we’re more than just a mortgage lender – we’re your dedicated partners on the journey to achieving your homeownership dreams and financial goals.
For licensing information, go to: www.nmlsconsumeraccess.org
Green Lending - NMLS ID# 2598612
Branch - NMLS ID# 2721476
Manny Oloyede - NMLS ID# 1824463
Resources
Office Info
Contact Us
Questions about buying, refinancing, or investing? Let’s connect and find the right mortgage solution for you.
Open Hours
Mon-Fri: 8:30 AM – 5 PM
Saturday: 10 AM – 4 PM (Virtual)
Sunday: Closed
Phone and Email
Office: (234) 678-0106
Cell: (216) 816-5215
Email: manny.oloyede@greenlending.com
Disclaimer: This is not a commitment to lend. All loans are subject to credit, underwriting, and property approval. Not all applicants will qualify. Terms, conditions, and program availability are subject to change without notice. Interest rates and loan terms may vary based on market conditions and borrower qualifications. Additional restrictions may apply.
© 2025 Green Lending. All Rights Reserved.
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